Terms of Service - Pankaj Athawale

1. Acceptance of Terms

By accessing and using pankajathawale.com, you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use this website.

2. Use of Content

All content on this website — including text, images, videos, and audio — is the intellectual property of Pankaj Athawale unless otherwise stated. You may not reproduce, distribute, or create derivative works without explicit written permission.

3. Courses & Payments

Course purchases are subject to availability. Payments are processed securely via Razorpay. A 30-day refund policy applies to all courses — contact us at the email below if you are unsatisfied.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorised use.

5. Limitation of Liability

Pankaj Athawale and pankajathawale.com shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or its content.

6. Contact

For any queries regarding these terms, please reach out via the Contact page.